This post is a simplified extension of my What’s in my Portfolio post.
The Funds I Use
Fund | Category | Name | MER |
---|---|---|---|
XIC | Canadian Equity | iShares Core S&P/TSX Capped Composite Index | 0.06% |
VTI† | US Equity | Vanguard Total Stock Market Index | 0.03% |
VXUS† | International Equity | Vanguard Total International Stock Index | 0.07% |
XAW | World Equity | iShares Core MSCI AC World ex Canada Index | 0.22% |
XDIV | Canadian Dividend | iShares Core MSCI Canadian Quality Dividend Index | 0.11% |
VAB | Canadian Bond | Vanguard Canadian Aggregate Bond Index | 0.09% | Previously Used | VGRO | All-in-One Fund | Vanguard Growth ETF Portfolio | 0.24% |
† VTI and VXUS are U.S. listed ETFs that are traded on the U.S. Stock Exchange and are traded in U.S. dollars (USD).
Portfolio Breakdown
Asset Class Breakdown
Account Type Breakdowns
Registered Pension Plan
Account | Fund | Target % |
---|---|---|
Pension | Equity Fund | 80% |
Pension | Bond Fund | 20% |
RRSP
Account | Type | Fund | Target % |
---|---|---|---|
RRSP | Equity | XIC | 27% |
RRSP | VTI † | 28% | |
RRSP | VXUS † | 25% | |
RRSP | Bond | VAB | 20% |
This is another view showing how these Model Portfolio funds break down into global equities.
Canadian Equity | U.S. Equity | Developed Markets | Emerging Markets | Canadian Bonds | |
---|---|---|---|---|---|
ETF | XIC | VTI † | VXUS † | VAB | |
Allocation | 27% | 28% | 25% | 20% |
TFSA
Account | Fund | Account % |
---|---|---|
TFSA | VGRO | 69.6% | TFSA | XDIV | 30.4% |
Related Posts:
Check out What’s in my Portfolio for my investment strategy and background.
Check out How to Start DIY Investing in Canada for tips on getting started.
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